In 2024, my father died after spending 3 weeks in the hospital with COPD and stage 4 liver disease. During that time, I learned that mom's Alzheimer's had declined into stage 6. After just a few days with her, I knew that it was unsafe to let her stay home by herself. 

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For almost 5 months, I became mom's full-time caregiver. Unfortunately, dad died without life insurance and mom never purchased any herself. To make matters worse, her level of nursing care was beyond our ability to have her stay with our family. The only solution was memory care. If you have never checked on the cost for memory care, most places range from $4,500 to $8,000 per month. Sadly, most people have to pay that out of pocket which includes us. 

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If mom would have purchased life insurance, finding an investor to cash it out would have been a huge financial relief. 

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Ewing Life Settlements was created after going through this experience. Most people only think about life insurance for when they die. It is our sole mission to help and educate seniors on this opportunity that can significantly relieve their financial burden.